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04-Feb-2018 11:45
Now, it’s all about working out the best credit card deals for your personal circumstances and needs.
The best way to do a credit card comparison is to decide what you want from the offer and work backwards.
As long as the balance is paid off by the end of the period, these cards stack up against the best of the interest free finance or purchase loans you’d find on the high street - from furniture or electrical retailers for example.
The watchwords here are ‘paid off’ though, and if you think it’s unlikely that you’d clear the debts even over two and a half years, you are probably better off seeking out the best long term low rate deal, currently for purchases in the first three months up to £125, up to 1% after that when you spend up to £10,000 and 1.25% when you spend more than that.
20th Century Boy is a celebration of the life of Marc Bolan and his band T. Rocker, poet, electric warrior, king of glam, godfather of punk - Marc Bolan tried many styles on for size in his search to become a superstar.
Before his tragic death in 1977, a few days short of his 30th birthday, Bolan lived life at breakneck speed, creating a series of iconic images, a string of number one hits and an army of obsessive fans.
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No matter what your circumstances, credit card preferences or spending plans, the golden rules are to be realistic about what you can afford to spend and ultimately repay, be disciplined about repayments by setting up a direct debit every month, and remember that credit card providers are out to make money, not solve your financial problems for you.If dipping your toe into the credit card pool is about funding a specific purchase, you need a card offering the longest 0% interest period on new purchases, giving you the longest time to pay off those expensive one-offs.
